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Credit Repair: Self-Help May Be Best Credit Repair: Self-Help May Be Best. You see the advertisements in newspapers, on TV, and on the Internet. You hear them on the radio. You get fliers in the mail. You may even get calls from telemarketers offering credit repair services. ... Three large national credit bureaus supply most credit reports: Equifax, Experian and Trans Union. You may want to ... http://www.ftc.gov/bcp/conline/pubs/credit/repair.htm